Resources for Buyers
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The following links will lead you to websites of state departments, lenders, and other companies and organizations who offer tools and information for home buyers. Use these resources to explore information, become educated about your options, and prepare yourself to purchase a home. |
New Jersey Council on Affordable Housing income guidelines
- Determine
your income bracket:
http://www.state.nj.us/dca/coah/incomelimits.pdf
Federal Home Loan Bank of New York: Community
Development Programs, Including the First Home Club
http://www.fhlbny.com/cmtydevl/fhc/fhc.htm
New Jersey Housing and Mortgage Finance Agency: Homeownership programs and loan information
http://www.nj.gov/dca/hmfa/
Fannie Mae Guide to Mortgage Loans
http://www.fanniemae.com/global/pdf/singlefamily/takingthemysteryout.pdf
US Department of Housing and Urban Development
(HUD) Guide to Home Buying
http://www.hud.gov/buying/index.cfm
Government National Mortgage Association - "Ginnie Mae"
http://www.ginniemae.gov/index.asp
AnnualCreditReport.com - Obtain Your Free Credit Report Once Per Year
https://www.annualcreditreport.com/cra/index.jsp
Bankrate.com FICO Credit Score Estimator
http://www.bankrate.com/aol/fico/calc.asp
IRS.gov - Obtain (free) Transcript of Your Tax Return
http://www.www.irs.gov/pub/irs-pdf/f4506t.pdf
New Jersey Department of Education: School Report Cards
http://education.state.nj.us/rc/
SchoolMatters.com
http://www.schoolmatters.com
BankRate.com - Don't Be House Poor
http://www.bankrate.com/goocaln/news/mtg/20020228a.asp
New Jersey Voter Registration
http://www.state.nj.us/lps/elections/voter_reg_app.pdf
Homebuying Calculators:
Rent vs. Buy
Should you take the next step?
How Much House Can You Afford?
Calculate buying power
Tax Savings of Homeownership
Calculate benefits of owning a home
Various Mortgage Calculators
Sort through your options
Delta Real Estate Homes of Hope People First
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